Commercial Loans & Leases

Commercial Real Estate Lending
First Security Bank and Trust makes commercial real estate loans for:
  • Purchase, refinances, or cash out refinances of developed commercial
    real estate
  • Land acquisition and development
  • Construction of eligible commercial real estate properties
  • Eligible properties which include raw land, developed sites, offices, retail
    space, warehouses, distribution and other storage facilities,
    hotels/motels, restaurants, industrial facilities and many others
  • FSBT also offers SBA guaranteed real estate loans, including assistance
    with the application and approval process. FSBT is a SBA approved lender.


Commercial Lending
First Security Bank and Trust makes commercial loans for:
  • Working capital, such as accounts receivable and inventory
  • Machinery, equipment and fixtures over the road trucks, trailers,
    airplanes, and other vehicles for commercial use
  • Operating needs, including revolving lines of credit
  • FSBT also offers SBA guaranteed loans, including assistance with the
    application and approval process. FSBT is an SBA Express approved
    lender.

Agricultural Lending
First Security Bank and Trust makes agricultural loans for:
  • Agricultural real estate purchases, refinances and improvements, such as
    storage facilities and irrigation systems
  • Livestock, including feeder, background and breeding stock as well as
    dairy operations
  • Agricultural machinery and equipment, both new and used. Leasing
    terms are also available.
  • Working capital for livestock production, crop production, grain inventory,
    and government payments, as well as other operating needs, including
    revolving lines of credit
  • FSBT also makes FSA guaranteed loans for Farm Ownership, Farm
    Operating, and Revolving Lines of Credit. FSBT provides assistance with
    the FSA application and approval process. FSBT is an FSA Certified Lender.

Specialized Lending
First Security Bank and Trust's specialty lending services include:
  • Business manager loans where working capital is provided to the
    business in exchange for accounts receivable
  • MedCash manager loans to hospitals and other healthcare providers
    where working capital is exchanged for medical accounts receivable
  • Loans against stocks and bonds
  • Contractor lending for equipment, working capital, and land and building
  • Dealer paper purchases, where the dealer or business exchanges a
    collateralized sales and financing contract for working capital
  • Letters of Credit
  • Floor planning
  • Overdraft protection

Loan calculator
Wondering what your payments may be or what terms would suit you best?  
Log in, plug your numbers into our loan calculator to begin making a
financial plan, and then contact us to put your plan to action!

Thank you for choosing First Security Bank & Trust!
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