Commercial Real Estate Lending First Security Bank and Trust makes commercial real estate loans for:
Purchase, refinances, or cash out refinances of developed commercial real estate
Land acquisition and development
Construction of eligible commercial real estate properties
Eligible properties which include raw land, developed sites, offices, retail space, warehouses, distribution and other storage facilities, hotels/motels, restaurants, industrial facilities and many others
FSBT also offers SBA guaranteed real estate loans, including assistance with the application and approval process. FSBT is a SBA approved lender.
Commercial Lending First Security Bank and Trust makes commercial loans for:
Working capital, such as accounts receivable and inventory
Machinery, equipment and fixtures over the road trucks, trailers, airplanes, and other vehicles for commercial use
Operating needs, including revolving lines of credit
FSBT also offers SBA guaranteed loans, including assistance with the application and approval process. FSBT is an SBA Express approved lender.
Agricultural Lending First Security Bank and Trust makes agricultural loans for:
Agricultural real estate purchases, refinances and improvements, such as storage facilities and irrigation systems
Livestock, including feeder, background and breeding stock as well as dairy operations
Agricultural machinery and equipment, both new and used. Leasing terms are also available.
Working capital for livestock production, crop production, grain inventory, and government payments, as well as other operating needs, including revolving lines of credit
FSBT also makes FSA guaranteed loans for Farm Ownership, Farm Operating, and Revolving Lines of Credit. FSBT provides assistance with the FSA application and approval process. FSBT is an FSA Certified Lender.
Specialized Lending First Security Bank and Trust's specialty lending services include:
Business manager loans where working capital is provided to the business in exchange for accounts receivable
MedCash manager loans to hospitals and other healthcare providers where working capital is exchanged for medical accounts receivable
Loans against stocks and bonds
Contractor lending for equipment, working capital, and land and building
Dealer paper purchases, where the dealer or business exchanges a collateralized sales and financing contract for working capital
Letters of Credit
Floor planning
Overdraft protection
Loan calculator Wondering what your payments may be or what terms would suit you best? Log in, plug your numbers into our loan calculator to begin making a
financial plan, and then contact us to put your plan to action!
Thank you for choosing First Security Bank & Trust!